Company Profile | Dharani Finance Limited

About Dharani Finance Limited

Trusted Financial Solutions Backed by a Strong Legacy

Dharani Finance Limited, a public limited Company and a member of the PGP Group, operates as a Non-Deposit Accepting Base Layer NBFC registered with the Reserve Bank of India, focused on serving the credit needs of corporate, MSMEs and individuals. The Company benefits from the legacy of the PGP Group, started by Dr. Palani G. Periasamy, a renowned entrepreneur who was formerly a Non-Resident Indian (NRI) based in the USA and now a resident of India. Over the years, the Group has built a diversified business presence across sugar, hospitality, construction, property development and management, financial services and education, creating a lasting impact in each of these sectors. Inspired by this entrepreneurial heritage, Dharani Finance Limited strives to deliver responsible financial solutions that foster growth, create opportunities, and contribute to economic progress.

Our Commitment

Strengthening Businesses, Enriching Lives

We are a Non-Deposit Accepting Base Layer Non-Banking Financial Company (NBFC) committed to providing responsible credit solutions that support entrepreneurship, and personal financial needs. Our purpose is simple to make finance more accessible for individuals and businesses that have the potential to grow but may not always have easy access to formal credit.

Our lending viewpoint is built around understanding our customers beyond conventional parameters. We recognize that every enterprise has a unique story, every entrepreneur has ambitions to realize, and every borrower deserves a financial partner who values trust, transparency, and long-term relationships.

By focusing exclusively on lending to Micro, Small and Medium Enterprises (MSMEs), individuals and corporates, we strive to address real financial requirements through practical and customized solutions. Whether it is supporting business expansion, meeting working capital needs, acquiring productive assets, or fulfilling personal financial goals, we aim to deliver credit with speed, simplicity, and responsibility.

Our operations are guided by strong governance standards, prudent risk management practices, and a customer-first approach. As we grow, our commitment remains unchanged—to create meaningful financial opportunities, foster economic participation, and contribute to the growth of individuals, businesses, and communities.

Our Purpose, Vision & Mission

Empowering Growth Through Responsible Finance

Our Purpose

To expand access to responsible credit and support the financial aspirations of individuals and small businesses that drive economic development.

Our Mission

Deliver simple and accessible credit solutions.
Build enduring relationships based on trust and transparency.
Support MSMEs in creating employment and economic value.
Promote financial inclusion through responsible lending practices.
Maintain high standards of governance, compliance, and risk management.

Our Vision

To become a trusted lending institution known for responsible financing, customer confidence, and sustainable growth.

Our Core Values

Values That Define Our Commitment

Integrity

We conduct our business with honesty, fairness, and accountability.

Customer Focus

We place our customers at the centre of every decision and endeavour to understand their evolving needs.

Responsibility

We believe lending should empower customers and support sustainable financial outcomes.

Excellence

We continuously improve our processes, services, and capabilities to deliver greater value.

Trust

We strive to build long-term relationships through consistency, transparency, and reliability.

Our Business Focus

Responsible Lending Solutions for Businesses & Individuals

Lending to MSMEs/Corporate

We provide financial solutions designed to support business growth, working capital requirements, equipment acquisition, and other productive business needs.

Lending to Individuals

We offer credit solutions that help individuals meet personal, professional, and income-generating financial requirements.

OUR COMMITMENT

Committed to Building Financial Confidence

Success is built on opportunity, and opportunity often begins with access to finance. We are committed to serving as a dependable financial partner by providing responsible credit solutions that help individuals achieve their goals and businesses realize their potential.

Through sound financial practices, customer-centric service, and a long-term perspective, we aim to create value for our customers, stakeholders, and the communities we serve.

Dharani Finance Limited is an RBI-registered NBFC committed to providing reliable financial services, investment guidance, and foreign exchange solutions with integrity and excellence.

PGP House, No. 59 (Old No. 57), Sterling Road, Nungambakkam, Chennai – 600 034, Tamil Nadu, India
CIN: L65191TN1990PLC019152
044-2831 1313 & 2825 4176
info@dharanifinance.com